The simple solution is to refinance into a lower interest rate and cheaper mortgage payment. If you’ve had a temporary job loss or reduction in income, it can be hard to keep up with mortgage payments - especially if you have an above-market mortgage rate that’s keeping your payments artificially high. And with a wide variety of refi programs available, even those with little or no equity might qualify for a lower rate and cheaper monthly payment. Millions of homeowners are still refinance eligible. With Covid-era relief efforts winding down, some Congress mortgage stimulus programs are coming to a close.įortunately, homeowners struggling with their mortgage payments are not out of options. Is there a Congress mortgage stimulus program?
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